Commercial Lease Disputes: What Happens When a Tenant Stops Paying Rent
What You’ll Learn
- Why commercial leases run on contract law, not the residential landlord-tenant statutes most people assume apply
- The eviction process for commercial tenants in Rhode Island, Massachusetts, and Connecticut, including notice and cure periods
- Why self-help remedies like changing the locks are illegal in all three states, even for commercial landlords
- What defenses does a commercial tenant realistically have once rent goes unpaid
- How landlords can protect their position before a dispute ever starts
A commercial tenant stops paying rent, and the landlord assumes the process runs the same way it would for an apartment down the street. Serve a notice, wait a few weeks, change the locks when things drag on. That assumption causes more trouble than almost anything else I see in my commercial real estate practice.
Commercial tenancies are not scaled-down residential leases. They are contracts between parties presumed to have bargained at arm’s length, often with lawyers on both sides, and the statutes protecting residential tenants (habitability warranties, rent grace periods, source-of-income protections) mostly do not extend to commercial space. That cuts both ways. Landlords get far more freedom to set the terms up front. But when it comes time to remove a nonpaying tenant, the process still runs through the courts, not around them, no matter what the lease promises about self-help.
Here is what that looks like across Rhode Island, Massachusetts, and Connecticut, three states where our firm handles commercial lease disputes regularly.
The Lease Is the Rulebook, Not the Statute Book
Rhode Island’s Residential Landlord and Tenant Act spells out grace periods, notice requirements, and tenant remedies in detail. Massachusetts and Connecticut have comparable statutory frameworks for residential rentals. None of that carries over to commercial space in any meaningful way.
A commercial lease is a negotiated contract, and courts in all three states hold both parties to whatever it says. The notice period before a landlord can act on nonpayment, the length of any cure period, and even what counts as a default are set by the lease itself. Some leases give a tenant three days to cure a missed payment. Others give thirty. I have reviewed leases with no cure period at all, where the landlord could send a notice to quit the day after rent was due. Read the lease first. It controls more of this process than most landlords expect.
The Eviction Process, State by State
The lease terms vary, but the court process follows a similar shape in all three states: notice, a summary eviction action, a hearing, and a court-ordered execution that lets a sheriff, constable, or marshal remove the tenant once the landlord wins.
Rhode Island. A landlord typically sends a written demand for the rent owed. Under RI General Laws § 34-18-35, a tenant has a narrow window to cure by paying the arrearage before an eviction complaint can be filed, generally five days from the date the demand is mailed. Once that window closes, the landlord can file in District Court. Willful nonpayment following a prior demand within six months also opens the door to attorney’s fees.
Massachusetts. Commercial evictions follow the same Summary Process framework used for residential cases, under G.L. c. 239, though commercial tenants receive fewer protections along the way. A notice to quit for nonpayment commonly runs fourteen days unless the lease sets a different period, after which the landlord files a Summary Process Summons and Complaint. Court entry dates fall on Mondays, and because most commercial leases waive the jury trial right, a judge typically decides these cases, which move faster than the residential docket.
Connecticut. Nonpayment of commercial rent is an explicit ground for a notice to quit under the state’s summary process statute, § 47a-23, and unlike residential tenancies, commercial leases are not bound by Connecticut’s nine-day grace period. The lease’s own timeline controls instead. Once the notice period lapses without payment or vacancy, the landlord’s attorney files in Superior Court, and the landlord’s judgment carries a mandatory five-day stay before a marshal executes the eviction.
The thread connecting all three states matters more than the differences between them: no matter how the lease is drafted, removing a tenant requires a court order. That surprises landlords who assume a strongly worded default clause gives them the right to act on their own.
Why Self-Help Is a Trap, Not a Shortcut
This is where I see landlords get themselves into real trouble. A lease might say the landlord can re-enter the premises and change the locks the moment a tenant defaults. That clause is not worth the paper it is printed on in Rhode Island, Massachusetts, or Connecticut. All three states treat self-help, locking a tenant out, shutting off utilities, and hauling out inventory without a court order as illegal, and the penalties are not gentle. Rhode Island allows a wrongfully evicted tenant to recover three months’ rent or three times actual damages, whichever is larger. Massachusetts landlords face liability under the same statute that protects residential tenants from illegal lockouts, and Connecticut courts have been just as unforgiving.
A landlord who locks out a nonpaying tenant on a Friday because the lease “allows” it can end up as the defendant in a strong lawsuit by Monday. The lease clause may matter as evidence of intent, but it will not change the fact that possession of real property is determined in the courts in these three states, full stop.
What a Commercial Tenant Can (and Can’t) Argue
Residential tenants get an arsenal of defenses: implied warranty of habitability, retaliation claims, source-of-income discrimination, and more. Strip those away for commercial tenants, and what remains is mostly procedural.
Did the landlord follow the notice requirements the lease specifies? Was the demand properly served? Is there a genuine dispute about whether rent was paid, perhaps because of a setoff for repairs the landlord agreed to make? Those arguments can slow a case down, sometimes for weeks, but they rarely stop a well-documented nonpayment case from ending in a judgment for possession. A tenant who negotiated a lease with counsel is presumed to have gotten the deal it bargained for, defaults included, and New England courts are not inclined to rewrite that bargain after the fact.
Protecting Your Position Before the Dispute Starts
The eviction hearing is the last stop, not the first move. The strongest position comes from decisions made well before that point: a lease with a workable notice-and-cure structure, a personal guarantee when the tenant is a thinly capitalized LLC, and a paper trail documenting every missed payment. Acceleration clauses matter too, since a judgment for possession alone does not always make a landlord whole for rent owed through the end of the term. Building that protection starts when the lease is drafted, not after the tenant has stopped paying.
Contact Sayer, Regan & Thayer for more information on this topic.
This article is provided for general informational purposes and does not constitute legal advice. Commercial lease disputes are fact-specific, and outcomes depend on the exact language of the lease at issue and the court in which a case is filed. If you are a landlord or tenant facing a nonpayment dispute in Rhode Island, Massachusetts, or Connecticut, contact Richard Sayer, Esq., at Sayer, Regan & Thayer, LLP to discuss your situation.
Frequently Asked Questions
How long does a commercial eviction typically take in Rhode Island, Massachusetts, or Connecticut?
It depends on the caseload and whether the tenant contests the case. I am not aware of any official statewide averages for commercial matters, but a straightforward, uncontested case typically takes four to eight weeks from notice to execution. Contested cases take longer, so landlords should plan for that rather than the fast end of the range.
Does a commercial landlord need a lawyer to file an eviction?
Rhode Island does not require it for a landlord filing pro se, but Massachusetts and Connecticut generally require a business entity to appear through counsel, and most commercial landlords are LLCs or corporations. Even where it is not strictly required, the procedural rules are strict enough that a misstep can cost more time than hiring counsel would have.
Can a landlord decline to renew a lease rather than evict a nonpaying tenant?
Yes, and it is sometimes the cleaner path. When the lease term has expired or is close to it, a landlord may be able to decline renewal and pursue a holdover eviction instead, which can move faster than a nonpayment case. This depends heavily on the specific lease language.
What happens to a tenant’s property left behind after an eviction?
That is governed first by the lease and, where the lease is silent, by state law and local court practice. Landlords should not assume they can dispose of a former tenant’s inventory without following the applicable notice procedures, since doing so can create new liability even after a lawful eviction.
Is a commercial tenant still liable for rent after being evicted?
Often yes, depending on the lease’s acceleration provisions and the landlord’s duty to mitigate. Many commercial leases require the tenant to keep paying rent, or damages equal to rent, through the end of the term, subject to reasonable efforts to re-let the space. Assumptions carried over from residential law do not transfer here.

