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Maritime law: You have a right to compensation when hurt

When you're in a maritime accident, you may find that your case falls under the both-to-blame clause. The ocean marine insurance policy has this clause stating that if one ship or vessel collides with another because both parties were negligent, both parties need to share in the losses based on the value of their cargo and interests before the accident occurred.

Globalization is on the rise, and that means the shipping industry is booming. Transporting goods is a major industry, but that does mean more vessels are in the water. If a vessel collides with another one, a company can protect itself with the above insurance policy. It provides protection against fire, piracy, barratry, collisions and sinking, capsizing or becoming stranded.

Why does this policy matter to you? Imagine spending your time on the ocean in your yacht. You were cruising when a larger boat collided with you. The vessel was covered by this insurance policy, and since it was negligent, you can hold the company liable for any damage to your ship. Additionally, you can seek out compensation for any personal injuries you've suffered.

For workers hurt at sea, on docks, in shipyards or in shipping terminals, the Longshore and Harbor Workers' Compensation Act may apply. This act helps provide temporary partial or total disability benefits to workers hurt on the job. It also covers a portion of a person's lost wages and allows the individual to see all reasonable and necessary medical care that he or she requires after an injury.

If you're hurt on the job, your attorney can help you file the correct claim for compensation. Your job is in a specialized field, but you deserve all the benefits you're entitled to.

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